Copyright

Copyright Notice

This Copyright Notice governs the use of content found on the website financial.renoruma.com, a blog dedicated to providing practical financial knowledge for smarter loan and credit decisions. All content on this site, including but not limited to text, images, graphics, logos, audio, video, and other materials (“Content”), is protected by copyright laws and international copyright treaties. The copyright owner is financial.renoruma.com.

Ownership of Content: All Content on this website is the exclusive property of financial.renoruma.com unless otherwise explicitly stated. Unauthorized use, reproduction, or distribution of this Content is strictly prohibited. This includes, but is not limited to, copying, modifying, adapting, publishing, translating, creating derivative works from, distributing, selling, licensing, transferring, publicly displaying, publicly performing, broadcasting, or otherwise exploiting the Content without the prior written consent of financial.renoruma.com.

Use of Content by Third Parties: We understand that users may wish to use certain information found on this blog for educational or personal purposes. However, the unauthorized reproduction or distribution of any significant portion of the Content is a violation of our copyright and intellectual property rights. Any use of our Content by third parties, including but not limited to educational institutions, businesses, or individuals, requires explicit permission from financial.renoruma.com. Even with permission, proper attribution to financial.renoruma.com as the source is mandatory.

Fair Use Considerations: While we protect our intellectual property rights, we recognize the principles of fair use as outlined in copyright law. Fair use allows limited use of copyrighted material for purposes such as criticism, commentary, news reporting, teaching, scholarship, or research. However, the determination of whether a specific use constitutes fair use is complex and fact-specific. If you believe your use of our Content falls under the fair use doctrine, you are still strongly encouraged to contact us to discuss your intended use. We will consider your request on a case-by-case basis.

Permitted Uses: Limited quoting of our Content for educational or personal purposes is generally acceptable, provided that:

  • The quoted material is brief and does not represent a substantial portion of the original work.
  • Proper attribution to financial.renoruma.com is provided with a direct link to the original source.
  • The use is non-commercial and does not generate revenue or profit.
  • The use does not misrepresent or distort the meaning of the original Content.

Obtaining Permission for Content Use: If you require permission to use any of our Content beyond the permitted uses described above, please contact us at [email protected]. Your request should clearly specify:

  • The specific Content you wish to use.
  • The intended purpose of your use.
  • The manner in which you intend to use the Content (e.g., publication in a book, presentation, website, etc.).
  • The intended audience for your use.
  • The anticipated circulation or distribution of your work.

We will review your request and respond within a reasonable timeframe. Granting permission may be subject to conditions, including but not limited to attribution requirements, limitations on the scope of use, and payment of a licensing fee. Unauthorized use of our Content may result in legal action.

Digital Millennium Copyright Act (DMCA): financial.renoruma.com complies with the Digital Millennium Copyright Act (DMCA). If you believe that any Content on this website infringes upon your copyright, please submit a DMCA takedown notice to [email protected]. Your notice must include the information specified in the DMCA.

Disclaimer: The information provided on this website is for educational and informational purposes only and does not constitute financial advice. We strongly encourage you to seek professional financial advice before making any financial decisions. While we strive for accuracy, we make no warranties or representations as to the accuracy, completeness, or reliability of the information provided.

Changes to this Copyright Notice: We reserve the right to modify this Copyright Notice at any time. The revised Copyright Notice will be posted on this page, and the “Last Updated” date will be updated accordingly. Your continued use of this website after any changes constitutes your acceptance of the revised Copyright Notice.

Contact Information: If you have any questions or concerns regarding this Copyright Notice, please contact us at [email protected].

Last Updated: October 26, 2023